Category Archive: First Time Buyers

A Loaf Of Bread For $50?

When I was a kid, bread was 50c, popsicles were a nickel, and  my first car, brand new, fully loaded was $4,150 including shipping, freight and fuzzy dice hanging from the rear view… Read More

Mortgage Rate Update – Feb 15 2012

Rates remain at historical lows. A $300,000 mortgage is only $1263 based on a 5 year fixed rate! No matter what happens in the next 5 years, your payment is in most cases,… Read More

Enough Already!

I am sick and tired of it all. Constantly, and for the last 10 years, the media pounds us with sensational headlines, or reports about affordability levels, or household debt, or average prices,… Read More

Did I OX You?

This is the quintessential pushy salesman. Couldn’t resist. Too funny. http://youtu.be/HAeprWIOQqQ

Six ways to make sure you buy the right house

A year ago I wrote the most common mistake home buyers make is buying with their heart instead of their head — usually because they panic while involved in a stressful negotiation for… Read More

Why it’s a good time to buy a home

I believe there has never been a better time to buy a home. I haven’t seen so many positive signs for housing, whether you are thinking of buying or locking in a mortgage. Here’s why:… Read More

5 YR Fixed Rate down to 2.99%. 10 YR as low as 3.85% !!!

Mortgage Rates have dropped again! There has never been a better time to buy or refinance. Anyone who chooses to rent and not own today is NUTS. If you are a first time… Read More

Advantages of Owning A Condo

Condos now represent over 50% of sale in the Toronto area, and all over Canada, condos are widely accepted as an acceptable form of home ownership. Is owning a condo right for you?… Read More

Quick Tips For Boosting Your Credit Score

Your credit score is one of your most valuable assets when it comes to buying or investing in real estate. Planning ahead to ensure your  credit is healthy before applying for a mortgage… Read More

Bank Power of Sale Properties Not Always A “Great Deal”

First you see that the lawn has not been cut and the weeds are taking over. Then you notice that the newspapers and mail are piling up on the front porch. The windows… Read More

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